Long Term Care
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This is a booklet that will tell you what Long Term Care is.  Premiums for Long Term Care policies can be tax deductible.  Unless there is a company increase in the Long Term Care industry, premiums remain the same as when they were issued.  After issue, personal claims do not affect rates. If purchased after age 60, premiums increase dramatically.  Premiums vary with the plan and the company that issues the policy. 

http://www.tdi.state.tx.us/general/pdf/cb032.pdf

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Please call or e-mail me for all of your insurance needs.
Sandra L. Berry
Cell: 713.202.8200
sandra@lancesandra.com